Specific Disclaimers

PREQUALIFIED INTEREST LIST
There is no guarantee that securing a position on the prequalified interest list willprovide you an opportunity to purchase a California West home.

BROKER REFERRAL PROGRAM
As the referring broker or agent, you are required to personally escort your clients on their first visit to the community sales center and introduce them to the sales representative on duty. The sales representative will assist you in the registration process, provide all the necessary forms, and request the agent/broker's business card at this time. We regret that no telephone or mail registrations will be accepted. Commissions will become due and payable only upon client's successful close of escrow and will be paid to/through the written named broker. California West reserves the right to discontinue this program at any time without notice.

HEROES PROGRAM
”Welcome Home” credit to be applied towards options or flooring purchased through the builder’s design center and cannot be combined with any other offers. Please see sales your Sales Representative for details.

PACIFIC SUN MORTGAGE AFFILIATION
All information provided herein is provided for general informational purposes only and does not constitute any representation, warranty or guaranty, express or implied, as to the accuracy thereof and is not intended to and does not constitute any offer or commitment to enter into any agreement for the purchase and sale of real property or a commitment to make a loan. All loan applications and approval are subject to lender underwriting guidelines, terms and conditions which are subject to change without notice, and applicant’s qualifications including income, credit rating, property evaluation and final credit approval.  Not all applicants will qualify for loan products offered by lender. The information provided herein does not constitute financial, taxation or other professional advice and should not be relied upon as such. California West Communities reserves the right to alter or revise any and all information, including any diagrams or depictions, provided in any marketing or promotional materials from time to time and without prior notice and without obligation.

California West Communities and Pacific Sun Mortgage are affiliates, each being partially owned directly or indirectly by one or more of the same persons, giving rise to a business relationship which may provide a financial or other benefit to California West Communities. Potential buyers are not required to use Pacific Sun Mortgage as a condition of any purchase of real property from California West Communities or as a condition of any application for or settlement of a mortgage loan.

Pacific Sun Mortgage Company Inc., 990 Highland Drive Suite#204-A, Solana Beach, CA 92075, Tel: (858) 436-0414; DRE License #00877375; NMLS ID: 176779 (www.nmlsconsumeraccess.org). California West Realty, 5927 Priestly Drive, Suite 100, Carlsbad, CA 92008, DRE License #01520580. 

BUYDOWN PROGRAM
The buydown funds may come from the borrower, builders, sellers or another interested third party and is subject to interested party contribution limitations. Assumes a 30-year fixed rate of 5.75-5.99%. California West is not a lender and will direct potential buyers to our third-party lender, Pacific Sun Mortgage for eligibility requirements and rate lock guarantee terms and conditions. Interest rates are subject to change and may not be available at time of loan commitment or closing and are provided for general promotional and example purposes only. All loans are subject to the applicable lender’s approval based on such lender’s lending policies and underwriting guidelines loans terms and conditions. California West has no control over credit approval or the terms of any offer to lend by pacific sun mortgage or any lender. Buyer must qualify for financing without regard to the loan program. Other restrictions and conditions will apply. California West and its affiliates make no representation, warranty or guarantee of any type that any prospective buyer will qualify for any loan products offered by any lender. Any prospective buyer shall not be obligated to use Pacific Sun Mortgage company to obtain financing in connection with any purchase with California West. Nothing contained herein shall be deemed constitute any representation, warranty of community to make a loan or enter into any agreement or understanding or to extend any financial incentive. 

RENT VS. BUY INFORMATION
Loan terms, fees and interest rates are based upon a conventional, 30-year, fixed rate loan and are provided for general informational purposes only and not as a commitment to make a loan. All loan applications and approval are subject to lender’s underwriting guidelines, terms and conditions, which are subject to change without notice, and applicant’s qualifications including income, credit rating, property evaluation and final credit approval. Not all applicants will qualify for loan products offered by lender. The information provided does not constitute financial, taxation or other professional advice and should not be relied upon as such.

MELLO-ROOS FAQ INFORMATION
All information provided is approximate and for general informational purposes only and does not constitute any representation as to the applicable tax rates in any other community. California West Communities reserves the right to alter or revise any and all information such as but not limited to tax rates, sales prices and estimated tax savings without prior notice and without obligation. The information provided does not constitute and should not be relied upon as financial, legal, taxation or other professional advice and should be independently verified.

CÔTA VERA MASTER PLAN COMMUNITY FOR HADDINGTON
Côta Vera (or –The Builders) reserve the right to change prices, plans, features or amenities without prior notice or obligation. Models do not reflect racial preference. Square footages are approximate. No view is promised. Views may be altered by subsequent development, construction and landscaping growth. All residents automatically become members of the Côta Vera Community Association, which maintains the common areas, ensures architectural standards, and plans/promotes Lifestyle. Additional promotional activities may include builder-specific events or advertising with the goal of increasing traffic to meet sales objectives. Event schedules and execution plans should be submitted 30 days in advance and be approved prior to notifying the public of the event.